CreditSmarts' business-to-business system establishes transparency within a closed lending community.


At CreditSmarts we understand the financial challenges of doing business in todays market. Our goal is simple—allow dealers to do what they do best, sell product. Why spend time shopping rates and lenders? Simply enter your customer into the CreditSmarts database and allow our network to do the work for you.

Maintain competitive edge

More timely loan approvals

Online Credit checks

Increased overall productivity

Instant message between dealer and lender


Auto Dealers

  • Providing an open forum for competitive lending offers.
  • Online printable credit application.
  • One initial point of contact for prime and non-prime lenders.
  • Online Credit Bureau Access.
  • Providing access to lender direct vehicles.


  • Providing a direct avenue for customers without traditional marketing expenses.
  • Secure data transmission methods.
  • Reduced labor costs through automation.
  • Book-to-Look application gap reduction.
  • Approval to application gap reduction.
  • Online asset liquidation.