Products

CreditSmarts creates greater transparency, speed, and efficiency across the point-of-sale lending process.

Retailers need to move quickly, serve customers effectively, and access competitive financing options without manually shopping every deal. CreditSmarts simplifies that process by allowing retailers to submit applications through one connected platform while lenders review opportunities, communicate decisions, and manage loan activity more efficiently.

Lending Market Place

Automated Loan Decisions

Web and Mobile Loan Processing Systems

Capital Loan Market Place - Correspondent Lending

Chat messaging between retailer and lender

Features

Auto Dealers

  • Access prime and non-prime lending options through one platform.
  • Submit and manage online credit applications.
  • Advanced ID verifications and AML compliance.
  • Digital Loan Contracting.
  • Improve financing workflow and customer experience.
  • Document gathering and storage vault.
Features

Lenders

  • Access dealer-generated loan opportunities.
  • Receive applications through secure digital workflows.
  • Reduce manual processing costs.
  • Improve application visibility.
  • Reduce book-to-look gaps.
  • Communicate with dealer partners more efficiently.
  • Originate to sell.
  • Support online asset liquidation and loan transaction activity.